I'm 21 and i dont have any credit. I want to buy a new car but they keep saying i need a co-signer. So i want to get a credit card to build my credit. I wanna go through my bank to get one (wachovia). The thing that is scaring me away is the whole interest part. O.k. lets say i buy something that cost 400 dollars. will the first bill be for 400 dollars and if i pay that off it will be off my account, or will the bill be for like 425 dollars. i think reading on wachovia page it said the interest is like 9.25 to 13.25 something like that. and is their a fee i have to pay once a month or a year.
No comments:
Post a Comment